Business Planning
Align Your Business and Personal Wealth
Business Planning in Orange County & Beyond
Running a business requires more than day-to-day management—it requires a vision for growth, continuity, and financial balance. At Montage Wealth Advisors, we help business owners in Brea, Orange County and beyond align their business goals with personal financial security. As fiduciary advisors, we design strategies that account for both sides of your financial life, from succession and retirement planning to tax efficiency and risk protection. Whether you’re building, expanding, or preparing to transition your business, we provide the guidance and resources needed to help protect your legacy and create lasting value.
Building Strategies for Growth and Continuity
Comprehensive Business Planning Services
Your business is more than your livelihood—it’s often your most valuable asset. We help you plan for its growth, protect against risks, and ensure it supports your personal financial future.
Succession & Exit Planning
Developing strategies for transferring ownership, whether to family, partners, or third parties, while focusing on maximizing value.
Tax-Efficient Business Structures
Reviewing entity type, income strategies, and retirement plan options to help reduce tax liability and increase efficiency.
Retirement Plan Solutions
Helping owners design 401(k), SEP, or SIMPLE IRA plans that benefit both the company and its employees.
Integration with Personal Wealth
Aligning business cash flow, investments, and exit strategies with your overall financial plan and retirement goals.
Business Continuity Planning
Helping protect against unforeseen events with buy-sell agreements, key person insurance, and continuity strategies.
Helping Business Owners Plan Ahead
Frequently Asked Questions About Business Planning
Why do I need a financial advisor for my business?
Business planning isn’t just about growth—it’s about ensuring your business supports your long-term financial security. We help owners connect business decisions with personal wealth strategies.
What’s the best time to start succession planning?
The earlier the better. Ideally, succession planning should begin years before an exit to maximize value and help ensure a smooth transition.
Can you help reduce taxes for my business?
Yes. We review entity structure, retirement plan design, and income strategies to identify opportunities to reduce tax burdens.
Do you provide retirement plans for small businesses?
Absolutely. We work with businesses of all sizes to create cost-effective retirement plan options that benefit owners and employees alike.
How do you integrate business and personal planning?
We look at your entire financial picture, from cash flow to investments to estate planning, so your business success can translate into long-term personal wealth.