Estate Planning
Protect Your Legacy for the Next Generation
Estate Planning Built for You
Estate planning is about more than distributing assets—it’s about protecting your family, honoring your wishes, and creating a legacy that lasts. At Montage Wealth Advisors, our fiduciary advisors help families in Orange County and beyond design thoughtful estate plans that align with their values. We coordinate financial strategies with tax considerations, trusts, and charitable giving to help ensure your plan is both efficient and meaningful. Whether you’re building wealth, approaching retirement, or preparing to pass on assets, our estate planning services help provide clarity and confidence for your future and your family’s future.
More Than Documents—A Plan for the Future
Comprehensive Estate Planning Services
Estate planning is one of the most important steps you can take for your family. We provide the expertise and guidance needed to ensure your legacy is protected and passed on as you intend.
Wills & Trust Coordination
Guidance on structuring wills and trusts to protect assets, provide clarity, and avoid unnecessary complications for your heirs.
Wealth Transfer Strategies
Multi-generational planning to pass wealth efficiently while minimizing tax burdens.
Charitable Giving Planning
Helping you create a legacy through philanthropy with tax-smart strategies for donations and charitable trusts.
Estate Tax Considerations
Reviewing potential estate tax exposure and integrating solutions to preserve more of your wealth for your beneficiaries.
Business Succession Planning
Ensuring a smooth transition of ownership for business owners, protecting both family and company interests.
Ongoing Review & Adaptation
Regularly revisiting estate plans to adjust for life changes, tax law updates, or new goals.
Plan Today, Peace of Mind Tomorrow
Frequently Asked Questions About Estate Planning
Do I need an estate plan if I don’t have significant wealth?
Yes. Estate planning isn’t just for the wealthy—it help ensures your wishes are honored, your family can avoid unnecessary stress, and your assets are distributed as you intend.
What’s the difference between a will and a trust?
A will outlines how your assets are distributed after death, while a trust can help manage and transfer assets during life and after death, often avoiding probate. We help you determine which structure is best for your situation.
How do you incorporate taxes into estate planning?
We evaluate estate tax exposure and coordinate strategies like gifting, trusts, and charitable giving to help reduce tax burdens on your heirs.
Can you help with business succession planning?
Yes. For business owners in Brea, Orange County and beyond, we design continuity strategies to help protect family members and help ensure a smooth transfer of ownership.
How often should I update my estate plan?
We recommend reviewing your plan every few years or whenever major life events occur, such as marriage, birth, divorce, or significant changes in assets.
For a comprehensive review of your personal situation, always consult your legal advisor. Neither Cetera Wealth Services, LLC, nor any of its representatives may give legal advice.